Retailers
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Want a simple, yet tailor made insurance package for your retail business?
Most insurers will have business packages that do just that. Combined with the right advice we can provide you an off the shelf product specially designed for the small retailer.
Retailers – Cover Sections Available |
- Material Damage
- Business Interuption
- Theft
- Money
- General Property
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- Public and Products Liability
- Personal Accidents and Sickness
- Machinery Breakdown
- Taxation Audit
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Great Service & Extra Benefits
- Dealing with an experienced insurance broker assists you to make the right choices for your business
- Flexible ways to pay your premiums
- In some policy sections you may be able to increase your excess to reduce your premium
Who is the Retailer’s Pack designed for? |
Food and Food Services
- Bread shops
- Butcher shops
- Cake shops
- Chicken shops (fresh only)
- Confectionary stores
- Convenience stores (under 1,000m2 floor area)
- Convenience store (24 hours)
- Delicatessen (but not smallgoods manufacturing)
- Fruit and vegetable stores
- Health food shops
- Ice cream / gelato shops
- Juice bar
- Liquor stores
- Salad bar
- Seafood shop (fresh only)
- Supermarket small - (under 1,000m2 floor area / 3 checkouts or less)
- Sushi bar
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Clothing / Fashion
- Bridalwear stores
- Childrenswear stores
- Clothing alterations and mending
- Fashion and costume jewellery stores
- Hat / cap shops
- Jeanswear
- Leatherwear
- Luggage and handbag store
- Ladieswear stores
- Lingerie stores
- Menswear stores
- Optometrist/optical dispensing
- Perfume / toiletries
- Used / recycled clothing store
- Shoe repair
- Shoe stores
- Sunglass retailing
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Homeware / Houseware
- Bedding retailing – new only
- Carpet store
- Discount / two dollar store
- Domestic appliance retailing
- Fabric and other soft good retailing
- Floor and wall tile retailing
- Furniture retailing – new
- Gift shops
- Hardware small - (under 1,000m2 floor area / 3 checkouts or less)
- Homeware retailing
- Lawnmower sales and service
- Lighting stores
- Locksmith / engraving
- Outdoor furniture and barbecue retailing
- Paint shop (under 1,000m2 floor area)
- Pet shop / aquarium shops
- Picture framing stores
- Pool shops
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Electrical / Electronic
- Computer retailing
- DVD stores
- Electrical appliance retailing
- Electronic games retailing
- Mobile phone retailing
- Sound system / home theatre retailing
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Sporting / Toy
- Bait and tackle retailing
- Bicycle stores
- Camping / outdoor retailing
- (excluding guns / ammunition)
- Diving equipment shops
- Fitness equipment retailing
- Game and toy retailing
- Golf equipment retailing
- Hobby and model shops
- Sporting equipment store (excluding guns / ammunition)
- Surf and ski retailing
- Trophy shops
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Speciality
- Baby goods retailing
- Book stores
- Camera stores
- DVD / Video hire outlet
- Florists
- Greeting card retailing
- Music stores
- Newsagencies
- Stationery stores
- Souvenir shops
- Tobacconists
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