Trades & Services
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Want a simple, yet tailor made insurance package for your trade and/or services business? Most insurers will have a package that does just this.
Combined with the right advice we can provide you an off the shelf product specially designed for the Trades or Services related industries
Trades & Services – Cover Sections Available |
| Public and Products Liability |
When operating any business there is always the potential to injure other people or damage other peoples’ property. Public and Products Liability coverage is designed to provide protection for damages you would be legally liable for. |
| General Property Cover |
Also know as Tools of Trade or Portable Property cover. If your equipment is accidentally damaged, we can help to have it replaced quickly so that your business is not interrupted. |
| Business Vehicle |
Protection for your work vehicle. Having your vehicle off the road can cause a lot of inconvenience and disruption to your work. Have you thought about including a hire car extension in your motor policy? |
| Workers Compensation |
You and/or your company may be liable if you do not provide safe working conditions for your employees. In Queensland this cover section is provided via the State Government which is arranged separately. |
Optional Cover |
| Personal Accident & Sickness |
If you or an employee becomes ill or has an accident, this cover will help to reduce the impact on your business |
Great Service & Extra Benefits
- Dealing with an experienced insurance broker assists you to make the right choices for your business
- Flexible ways to pay your premiums
- In some policy sections you may be able to increase your excess to reduce your premium
Who is the Trades & Services Pack designed for?
- Turnover is up to $1M,
- There are up to 5 employees in the business, and
- No individual contract exceeds $100,000 for any one site
Trades & Services Profile |
- Antenna installer
- Blind / curtain installer
- Bread vendor – delivery only (excluding baking)
- Bricklayer
- Builder/home renovator (excluding restumping and underpinning)
- Built in wardrobe and shower screen installation
- Builder/home renovator (excluding restumping and underpinning)
- Built in wardrobe and shower screen installation
- Cabinet maker
- Car detailer
- Carpenter
- Carpet cleaning (on site)
- Carpet layer
- Cartage contractor
- Cleaner – domestic (excluding chimney and septic tanks)
- Concrete sawing
- Concreter
- Drainage/sewerage contractor
- Electrician
- Fencing contractor
- Floor polisher/sander
- Garage door installation
- Gardening services (excluding tree lopping)
- Glazier
- Household repairs including handyman (non retail)
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- Landscape gardener (including garden construction, excluding
- tree felling / surgery, stump removal)
- Locksmith (mobile only)
- Manicurists/nail technician/artificial nails
- Mechanic – mobile
- Metal shed erector
- Milk delivery (domestic)
- Mobile hairdresser
- Mobile home food catering (no wok or deep frying)
- Painter, decorator, sign writer (excluding spray painting)
- Patio, pergola erector
- Paving contractor – no public footpaths
- Pet minding and washing
- Plasterer and ceiling contractor
- Plumber
- Pool maintenance and cleaning
- Roofer or roof tiler
- Saw doctor
- Shop fitters
- Sign writer only (excluding spray painting)
- Site preparation services (dredging, earth moving, excavation)
- Skylight installer
- Tiler -floor
- TV cable installation
- Window cleaner (up to 3 levels)
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