Insurance for I.T. Professionals   Don’t risk it. Get the latest cover online now! $1,000,000 Professional Indemnity cover $5,000,000 Public and Products Liability cover Pricing from $1,139 under $250,000 turnover Pay by the month options available Professional Indemnity Public & Products Liability Cover for Sub-Contractors included Product Recall Cover included

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As an IT&T Professional, when providing software advice and/or design, are you providing a "service" or a "product"?

Understandably, the uncertainty has caused confusion in the handling of claims. Should the claim be treated as a "service" and therefore be covered under a Professional Indemnity policy? i.e. the claim arose from a breach of the Insured’s professional duty.

Alternatively, should the claim be treated as a "product" under a Public & Products liability policy i.e. the claim arose out of a product or manufacturing fault?

Finding a solution to this is as simple as providing IT&T Contractors with all Liability covers in One Insurance Package.